Thinkless Regulatory
Regulation is one of the toughest challenges your organisation faces. Not just because it’s tough to get every link in your value chains compliant, but because rules are constantly becoming a moving target.
How can you protect your organisation from constant regulatory changes? What can you do about regulations that are coming, but not yet enforced? Who knows not only what the regulators are thinking, but what makes them tick?
Thinkless does.
Know Better, Do better.
Get the toughest protection, without compromise
Your compliance costs are rising. Constant creation and updates to regulations means your risk of a breach is increasing, daily. Your entire value chain is under constant scrutiny, and you’ve the costs that regulatory breaches bring across many industries. Not just financial costs, but reputational damage that goes deeper than simple remediation. Staying ahead of the curve can be costly, and with increased regulation comes rising costs of compliance. Without the right experts by your side, this can be overwhelming, inefficient and often volatile as more often than not, you don’t know where to start – but you know you need to get started. Today more than ever, compliance is a journey not a destination, so you need to make it part of your DNA, not a side project or a concept in your 5 year strategic plans.
You need a team of experts by your side to turn the threat of regulatory change into commercial opportunities. Your competitors are thinking ahead too, so don’t be left behind. Executed right, the cost of compliance can be shifted into your strongest investment.
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Thinkless specialise in turning compliance from a grudge investment into commercial protection that goes above and beyond box-ticking. We work hand in glove with regulators, intrinsically understanding their strategies that give you a commercial edge, turning that reactive change into a proactive strategy that’s embedded into your boardroom, directed by executive strategies and driven through a compliance-conscious culture. You receive the expertise and experience from a team that has delivered regulatory guidance, changes, controls and remediations from SMEs to some of Australia’s largest employers facing the toughest regulatory challenges.
Every link in your value chain needs the right levels and layers of protection. When you’re ready to turn protection into a competitive edge, we’re ready to talk.
What Compliance Requirements Are Driving Change?
Knowing what’s coming is one thing. Knowing what it means to your business is another. You need to go beyond treating regulation as a separate imperative, to embracing the commercial opportunities that various regulations present. At a time where consumers are more conscious than ever, being creative in how you embed regulatory outcomes into your strategies and operating models will set you apart from the box-ticking compliance strategies that most of your competitors are applying.
With Thinkless Regulatory Roadmaps, you can map the various dimensions of value from your balance sheet through your culture to customer relationships. Your Roadmaps not only protect your board and executives; they demonstrate that you’re practically thinking ahead and care – for your people and your customers. And we know that when employees and customers feel protected, they care back.
Let Thinkless show you how you can go from box-ticking compliance to value-driven protection.
Whether you’ve been blindsided by a regulatory change, or need help navigating upcoming changes, the experts at Thinkless have regulatory change covered.
You need to know what the regulators are thinking and how they are enforcing changes. You need to know the tough calls to make, and the actions to take so you can responsively plan not just how to comply, but how to get the most out of regulatory change.
You need the team who learn your value chains from back to front and top to bottom, ensuring that every regulatory change is maximised as a value-driven initiative, not a box-ticking reaction. Our team of experts have been involved in some of Australia’s toughest regulatory changes, and know what it takes to go from just doing compliance, to doing better business.
Nothing too tough, nothing too small, we ensure value drives regulatory change, not fear. If you need to get more value out of regulatory changes, it’s time to talk.
When you’ve had a breach, or need to respond to a regulator’s directive, it’s often difficult to navigate what to do, let alone what to think. We live, eat and breathe the principle that when you know better, you can do better, and with Thinkless regulatory experts, you’ll be able to do both. Know what is, what isn’t and what’s open for interpretation. Follow the right procedures, submit the right disclosures, present the right action plans. It’s all about doing better with what you have. And when you have Thinkless, you know you’ve got even the toughest regulatory situations covered.
With regulatory complexity increasing, more collaboration between regulators and demands of compliance increasing throughout your value chains, there are few places to run, and even fewer to hide. The only running that you should be doing, is running your business – and running it better. As regulatory experts who understand the details that make up your value chains are not all black and white, we bring pragmatic solutions to situations that are often litigious, punitive and can ultimately have volatile impacts throughout your organisation – in particular your employees and customers.
You need practical strategies on remediation that’s tailored specifically to the circumstances of your breach, not a cookie cutter approach. Drawing on years of experience in a variety of industries and regulatory complexities, Thinkless regulatory experts give you the toughest protection to not only get you through a breach, but turn it into an opportunity for sustained value creation.
At Thinkless, we see value, where others see breaches.
When findings, recommendations and sentiment come out from a Royal Commission, unless you’ve been directly called out, it’s unlikely to impact you. Or is it? More often than not, Royal Commissions impact an ecosystem of general industries right through to specific segments and individual organisations. Because these recommendations often influence legislative changes, Royal Commissions need to be respected alongside any other regulatory body.
Let Thinkless provide the expert understanding that’s fit for your needs. Whether its responding to a specific Royal Commission around disabilities, veterans or financial services, or you know your business needs to do better by adapting to Royal Commissions via your ESG strategies, you need a team of experts that can thinklessly guide you through the most valuable outcomes. Thinkless understands the dynamics of how your existing operating environment will fare, and how your workforce, technologies, policies and other resources can adapt to any changes strategically into the future.
You need strategies and action plans designed specifically for your strategic challenges and operational capabilities. And you need confidence in these outcomes that comes from experience. You need to know how to do better business, by knowing what’s coming well ahead of your competitors.
It’s time to get ahead, it’s time for Thinkless.
The toughest regulations call for the best experts
You can’t cut corners with regulation. You need a tough, experienced team who know the regulator, who know the real solutions, who know what the future is going to bring so that you can be thinklessly compliant. You need the team who have a proven track record across some of the biggest regulatory challenges.
Whether you’re in banking, gambling or remittance industries, have a digital currency exchange or payment platform, you trade bullion or you’re a non-bank lender, you need to keep on top of AUSTRAC regulations. Because AUSTRAC prioritises helping over enforcing, you need trusted experts who understand how you can pragmatically keep on top of financial crime throughout your organisation whilst maintaining a transparent and collaborative relationship with the regulator, working together to keep everyone in the financial ecosystem safe and secure.
You need to take – and maintain – responsibility more than ever. If your obligations include IFTI, TTR and SMR, AUSTRAC needs accurate, timely and quality data – every day. Your Board and Executive Leadership Team already understand the significance of financial crime compliance, however with the emergence of digital connectivity and AI, there are less places to hide and emerging demands that are becoming more complex and costly to stay on top of.
Whether your financial crime needs are proactive or responsive, Thinkless experts tailor AUSTRAC’s needs and requirements to your ways of working, situation and maturity – embedding AUSTRAC obligations throughout your organisation ensures they are seamlessly part of your own way of doing business as usual, thinklessly.
Don’t look at financial crime regulations as an add-on or a side project – it’s just a part of doing better business. When you know better, you can do better.
You need to play your part in the financial safety and stability of Australia’s financial system. With a wide-ranging remit spanning multiple industry sectors, the volume of priorities and regulations is very high and always changing. But at what cost? Being reactive to regulatory change will no longer cut it. Individually, APRA requirements are small, however as a collective they are comprehensive and complicated, quickly becoming cumbersome to comply and disclose obligations.
As a regulator who prefers to collaborate with organisations such as yours, APRA welcomes 2-way engagement to collectively create a positive impact through initiatives like modernised payment systems, stronger liquidity positions for banks, sustainability of insurers, and transparency of superannuation. Responsibility starts when you know your obligations. Stability is realised when you know how to embed current and emerging obligations throughout your organisations – day in, day out, where practice meets protection.
When it comes to the many facets of financial responsibility compliance and disclosures, knowledge is power. The better prepared you are today, the more protected you are tomorrow. When you know better, you can do better business with Thinkless.
Whether it’s communicating value for money, environmental impact or social outcomes, in order to remain relevant to conscious customers, you need to put customers first, always. If you’re a healthy competitor, you promote fair dealings for your customers, eliminate greenwashing or practice the right information management protocols, consumer-centric regulators like the ACCC and OAIC want you to succeed – because consumers pay the price if you fail. And if your organisation breaches its obligations, the stakes are higher for your board, executive team and shareholders.
Consumer-centric regulators want to educate early, and guide where there is ambiguity. With attention, scrutiny and enforcement in a range of areas that impact your customers, your organisation needs a proactive and transparent stance with the regulators who are there to protect them. If your organisation ends up on the radar of public interest or concern, you’re a national operator who can affect large markets, or you’re operating in new or emerging markets, Thinkless can help navigate the consumer maze ensuring there is a collaborative outcome with regulators, for consumers.
Being a customer-first organisation shouldn’t be an extra effort or a side project – it’s what better business looks like. When you know better, you can do better business with Thinkless.
A healthy workforce drives healthy business outcomes, however with ever-evolving workforce regulations, just doing compliance is no longer enough. Whether it’s navigating the employer-employee balance of fairness, understanding the maze of psychosocial hazards, having the right health or safety controls in place, or optimising how workers return to work after illness or injury, the complexity of emerging physical, mental and digital risks to your workforce makes it tougher than ever to run a business.
National policy bodies and regulators like Safe Work Australia and Fair Work Ombudsman want you to be proactive, preferring that you embed workforce risk controls into your executive strategies and value chains, rather than simply reporting a breach or incident after the fact. Thinkless ensures that you go beyond just workforce compliance to measurably mitigating risk impacts through data-driven and evidence-based capabilities.
Not just better for your board, executive leadership teams, and shareholders, effectively embedding workforce risk strategies throughout your organisation promotes a better place to work, attracts better talent, and drives unrivalled productivity, creativity and innovation. Be a better place to work, by doing better business with Thinkless.
Thinkless Tracker + Regulatory Change
= Unlocked protection for your domain.
Protections that are complex, outcomes that are plain and simple
To deliver you protection that is specifically designed for your organisation’s challenges, drivers and obligations, Thinkless leverages deep and unparalleled understanding of regulators and their strategies, making sure your strategies and operating models are aligned to not only today, but what’s coming tomorrow. You need to go beyond box-ticking to value-driven outcomes.
With ever-evolving regulations, your cost of compliance is growing, your exposure is exponentially variable, and the burden to get – and remain – on the front foot is becoming tougher than ever.
Thinkless created Always-On Compliance to deal with the tough stuff, clearing the way for time, budget and productivity gains that drive benefits for your people, your customers and ultimately your shareholders. Whether it’s detecting compliance events to eliminate errors and reduce latency, optimising current disclosure processes to improve timeliness and accuracy, or systemising processes for changed or emerging regulations, you’re in total control with Thinkless Always-On Compliance.
As your business situation and regulatory needs are unique, Always-On Compliance is no cookie cutter. Using fit for purpose technologies based on your own data, internal capabilities and constraints, we systemise all relevant regulatory requirements throughout your value chains to give you unparalleled control, efficiency and productivity gains 24/7. When it comes to Always-On Compliance, we’ve done the thinking for you, so you don’t have to.
At Thinkless, we value protection 24/7 – literally. Whether it’s gains to your bottom line, productivity, risk exposure or your brand reputation, when you’re ready to flick the switch to always-on compliance, we’re good to go.
Your regulatory obligations shouldn’t be done to you – or at you. Optimisation starts with an attitude that you can do better. But first, you have to know better, which starts with Thinkless unique expertise. When compliance needs to shift from a place of fear or uncertainty, to a mindset of opportunity and value, you need to make sure compliance is thinklessly embedded into your board agendas, executive strategies, value chains, workplace culture and customer value propositions.
Optimising compliance makes it uncompromisingly faster, safer, streamlined, becoming your ultimate value driver. The team of regulatory experts at Thinkless turn compliance from a strategic by-product – or afterthought – into a systemic, competitive edge.
You’re already following regulations. It’s time to make the shift from doing compliance, to having value-driven protection.
If your organisation operates in a regulated industry, Regulator Relations with Thinkless is more essential than ever. A positive relationship with your regulators can help your organisation efficiently navigate ever-increasing legislation, mitigate or avoid penalties, build trust with your workforce and customers, and ultimately bolster your brand reputation.
By breaking down traditional barriers through collaboration, transparency and responsiveness, Regulator Relations with Thinkless is more than just compliance; it’s your opportunity to level up as an industry leader. It’s time to make regulation work for you, not the other way around.
Make the right connections with Thinkless Regulator Relations.
Need protection? Talk is cheap, let's do this.
You don’t need isolated regulatory advice or action plans. You have real challenges to overcome, and you need outcomes, right now.
The future of your organisation involves more automation, standardisation and simplification. You need the best RegTech to keep you protected 24/7, and Thinkless have the toughest capabilities around. Our RegTech experts possess years of proven experience in many of the toughest regulatory domains, and practical expertise with the latest physical and digital technologies. Whether it calls for AI, cyber, IoT, integration or automation, Thinkless RegTech solutions are geared up for the toughest regulatory challenges.
You need to control emergent regulatory threats and events in real-time. With standards-based connectivity and open architecture to enable internal and external integration, Thinkless RegTech controls all digital channels, transactions and application programming interfaces to move your organisation toward a streamlined data supply chain model. With Thinkless RegTech, you can focus on the data quality and granularity you need for regulatory reporting, forecasting and enhanced analytics.
When you switch to always-on, you’re in total control with increased transparency between market participants and regulators, unrelenting standardisation, streamlined workforce decisions and actions, and maximised shareholder value 24/7. By leveraging the latest technologies to address the increasingly dense regulatory data landscape, Thinkless experts are driven by control.
When you’re ready to take control of your regulatory obligations, regulate better with Thinkless.
In the current economic climate, you are looking for cost efficiencies in all departments. RegTech process management provides a systematic approach to making your regulatory processes more effective, more efficient and more capable of adapting to an ever-evolving regulatory environment. Thinkless RegTech uses machine learning and other artificial intelligence systems to sense, comprehend and learn about regulatory obligations in real-time to process the right information, in the right format to the right regulator, according to precise regulatory standards.
You can also leverage Thinkless RegTech to enable managed self-service though rule-based processes without the need for constant human supervision, executing regulatory processes in a repetitive, audited and controlled manner.
Work smarter, process faster with the uncompromised power of Thinkless RegTech.
With constantly changing regulations across a range of industries and domains, you need to streamline regulatory actions. By leveraging insights gained through telemetry and real-time analytics, Thinkless RegTech enables omnichannel actions based on the right regulatory information, at the right time.
Thinkless RegTech will help you automate the more mundane compliance actions whilst reducing operational risks associated with actioning compliance obligations. Whether you’re responding to an regulatory event like a suspicious matter, a safety incident or a privacy breach, or fulfilling scheduled disclosure obligations like capital reports, you need to work smarter, not harder. With Thinkless RegTech, the simplification of internal policies and compliance requirements will allow you streamline regulatory actions with built-in value-driven protection.
With Thinkless, we value protection – accountably.
The toughest protection means everyone is in control
Regulatory challenges hit every part of your organisation, and every link in your value chains – you can’t isolate it simply to a risk or finance teams. You need to address the hurdles holistically, ensuring everyone’s not only protected, but understand the value of that protection. Protection that delivers value thinklessly for everyone is your need, and our forte.
As a board member, what do regulators mean to you? What liabilities do you face? What decisions need to be made? What actions need to be taken? Understanding how your board fit within the ecosystems of regulators and associated industry bodies is just the beginning. At Thinkless, we help your boardroom transform its regulatory obligations into opportunities that lead to better outcomes, by doing better business.
Our experts at Thinkless have even been there, or in many cases are actively there right now. We provide tailored frameworks for your boardroom activities, strategies and mindsets, ensuring compliance is thinklessly accountable and valuable to the organisation that you’re responsible for governing. It can be tough at the best of times, which calls for the toughest regulatory experts to support your boardroom.
Your executive leadership team needs to not only get the regulations; they need to respect them. When it comes to respect, it means taking away the fear, and driving the benefits that regulations bring. Whether it’s developing a competitive edge, building trust throughout your workforce, driving brand reputation or maximising shareholder value, it’s time for your executive team to turn regulation into value-driven investment – not a grudge portfolio.
By aligning regulatory obligations with organisational objectives, strategic priorities, OKRs and KPIs and into operating models, your executive leadership team can turn the tough regulatory landscape into a thinklessly valuable asset for sustained viability and protection.
Know how to get the most out of regulations with the experts at Thinkless, where doing better business means valuing your protection.
Having a regulatory-conscious culture is an essential part of your commercial success. Being conscious means your workforce is empowered to know their boundaries without compromising on creativity and innovation. They speak up when it matters, and push through ambiguity together. A regulatory-conscious culture is not going to hold you back, nor are they going to cut corners. It’s a tough divide where risk meets reward, which is why you need the experts at Thinkless to help you embed regulatory obligations into your workforce strategies and operating models.
The team at Thinkless understands the importance of having a culture that’s aligned to regulatory obligations. We also know that your commercial imperatives cannot be compromised, so getting this risk-reward balance right is not only what we do, it who we are. Think more about what matters most. Think less about the tough stuff – that’s our job.
If you need a culture that gets the most out of constantly emerging regulations, we’re good to go.
The Thinkless Tracker
Delivering certainty
Rating and proving your protection by measuring your:
Prevention
The quality and effectiveness of your proactive controls
Response
The responsiveness of systems and procedures when an incident occurs
Remediation
The quality of strategies in place to deploy fixes

Regulatory Resource Hub
Discover the latest regulatory insights, events and news to bolster your compliance protection.